Eddekhar Infrastructure

Your group savings and protection plan.
Our infrastructure.

Launch and run group savings and protection plans for your corporate clients on infrastructure already connected to Saudi systems — Wathq, Nafath and local payroll.

How it works

Built for Saudi ArabiaData hosted in Saudi Arabia

Trusted by leading Saudi companies

Ministry of Communications and Information Technology

What is Eddekhar Infrastructure?

Go to market with group savings and protection plans — powered by Eddekhar

Eddekhar gives insurers the technology to offer workplace savings to their corporate clients: company and employee onboarding, payroll deductions, contributions and reconciliation — already built for Saudi Arabia. You launch with minimal operational lift, and keep your product, your licence and your client relationships.

Launch workplace savings for your customers with Eddekhar’s infrastructure

Bring your savings products to employers and employees without building the technology from scratch.

Configure

Customize the employer and employee experience to match your brand. Set up savings programs with flexible contributions, employer matching, vesting, and benefits.

Integrate

Connect your existing systems with Eddekhar’s infrastructure. Sync employer and employee data, integrate payroll, and simplify digital onboarding through Wathq and Nafath.

Embed

Bring ready-made employer dashboards and employee experiences into your offering, or connect selected capabilities to your existing platform.

Your customers enjoy a seamless experience while you retain ownership of your products and relationships.

Launch

Roll out your savings offering to employers with the technology to manage onboarding, contributions, reconciliation, and ongoing administration.

Start with your first customers and scale without building the operational infrastructure yourself.

Programme setup

Riyadh Holding · Employee savings

Draft

Brand

Logo

Rules

Flexible contributions

1% to 15% of salary

Employer matching

100% up to 5% of salary

Vesting schedule

Graded over 3 years

Benefits

Discounts and medical insurance

Your brand

Good evening, Sara

Total savings

48,250.75

60% vested

My contributions24,125.40

Employer match+24,125.35

Add contribution

Sync

Connect your savings products to employers and payroll

Keep employee data, contributions, and financial operations connected through Eddekhar’s infrastructure.

Connected Data

Keep employer and employee information synchronized across HR, payroll, and financial systems. Manage enrollments, contribution changes, and employee updates through integrated workflows.

Seamless Payroll Runs

Automate recurring savings deductions and employer contributions. Track individual contributions, employer matching, and payroll activity with clear breakdowns for every employee and company.

Accurate Reconciliation

Automatically reconcile expected contributions against received payments. Track discrepancies, manage exceptions, and maintain accurate records for investment allocation and financial reporting.

Use cases

Built for financial institutions bringing savings to the workplace

Insurance Companies

Launch and manage group savings programs alongside your insurance products, with digital employer onboarding, employee enrollment, payroll integration, and contribution administration.

Banks

Extend your corporate banking offering with payroll-linked employee savings. Connect employers, manage recurring contributions, and streamline reconciliation through one integrated platform.

Investment Managers

Bring your investment products to workplace savings programs without building the employer infrastructure. Simplify onboarding, contribution management, and investment connectivity.

Why Eddekhar

Building it in-house takes time. We’ve already built it.

Building it in-house

Separate integrations with the commercial registry, national identity and every payroll system
Manual company and employee onboarding, and document collection
Contributions reconciled by hand every payroll cycle
Long build time before launch, and ongoing maintenance after

With Eddekhar Infrastructure

Saudi integrations already live: commercial registry, digital identity and payroll systems
Fully digital Saudi KYB and KYC
Contributions and payroll deductions calculated and reconciled automatically
Start on infrastructure that already runs — we maintain and evolve it

Answers to what insurers most often ask about Eddekhar Infrastructure.

FAQ

What your institution needs to know

Is Eddekhar an insurance company?

No. Eddekhar is a Saudi fintech focused on workplace savings infrastructure. Insurance products and the regulated activities around them remain the responsibility of the licensed providers.

Can we use Eddekhar with our existing products and systems?

How are Wathq and Nafath used?

Which payroll systems are supported?

Who manages the investments?

How long does a launch take?

Speak with our infrastructure team

Schedule time with our team to see how Eddekhar can help you launch group savings and protection plans for your corporate clients.

Connect your products to employers, employees and payroll
Keep onboarding, contributions and reconciliation in one system
Offer savings to your clients’ employees in a co-branded or embedded experience

Get in touch with Eddekhar

Eddekhar team is happy to hear from you

Have more questions or need help?

[email protected]

Your group savings and protection plan.Our infrastructure.