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Why it matters

Money stress comes to work with your people

59%of employees are stressed about their finances
5xmore distracted at work when money stress is high
2xas likely to be looking for another job

Source: PwC Employee Financial Wellness Survey 2023 and 2026, United States.

How it works

Four steps from assessment to impact

Step 1

Assess

Each employee takes the 4 minute money habits assessment on their phone, fully confidential.

  • 4 minutes
  • On their phone
  • Fully confidential
Statement 7 / 36

I buy things I don't need and then regret it.

  • Strongly disagree
  • Disagree
  • Slightly disagree
  • Slightly agree
  • Agree
  • Strongly agree
4 minutesFully confidential
Step 2

Report

HR gets a combined report showing the main money behaviours across the team, with no names.

  • Combined report
  • No names
  • No report for groups under 10
Fictional company · 150 employeesIllustrative example for a fictional company
124took the assessment
83%participation rate
4departments in the report

Share of the team scoring high on each behaviour

Compulsive Buying34%
Financial Denial28%
Financial Enabling26%
Workaholism22%
Gambling Disorder18%
Financial Infidelity12%
Financial Dependence9%
Hoarding Disorder7%
Financial Enmeshment6%

The numbers in this example are illustrative, not real data.

Step 3

Workshop

We design a workshop around your team’s actual results, delivered by Dr. Adnan Alkhiary in person or online.

  • Built on your team’s results
  • In person or online
Dr. Adnan Alkhiary delivering a financial education workshop
Suggested workshop topics
  1. 1Controlling emotional spendingAddresses: Compulsive Buying
  2. 2Getting clear on debt and instalmentsAddresses: Financial Denial
  3. 3Supporting family without hurting yourselfAddresses: Financial Enabling
Dr. Adnan AlkhiaryCertified financial therapist
Step 4

Measure

Employees retake the assessment after 3 months, and leadership gets a report showing the change.

  • After 3 months
  • A report showing the change
Share of the team scoring high, before and after the workshopIllustrative
First assessmentAfter 3 months
Compulsive Buying
34%
22%
Financial Denial
28%
19%
Financial Enabling
26%
18%

The numbers in this example are illustrative, not real data.

After 3 months
Dr. Adnan Alkhiary
Dr. Adnan AlkhiaryFounder and CEO of Eddekhar
Who delivers it

Dr. Adnan Alkhiary

A US-certified financial therapist with a PhD, Dr. Adnan specialises in applying cognitive behavioural therapy to money and saving behaviour. He has delivered financial planning and financial therapy workshops and talks for more than 100 government bodies, universities, non-profits and companies across the Kingdom.

  • The first person in the Middle East certified in financial therapy in the United States
  • PhD, specialising in cognitive behavioural therapy for money behaviour
  • Co-founded the Saudi Electricity Company employees’ savings fund
100+organisations he has delivered workshops and talks for
SAR 36M+the Saudi Electricity employees’ savings fund he co-founded and grew
Organisations we’ve delivered workshops for
  • Saudi Central Bank (SAMA)
  • Almawaddah Society for Family Development
  • Emirate of Makkah Region
  • Wa’ai – Social Awareness and Rehabilitation Association
  • Islamic Economics Institute
  • University of Business and Technology (UBT)
  • General Directorate of Prisons
  • Hasalah
  • King Abdulaziz University (KAU)
  • General Organization for Social Insurance (GOSI)
Assessments

The most complete money-habits assessment for your team

One measure can’t explain how your people relate to money. So we bring 4 money personality patterns and 9 money behaviours together in one assessment.

Science backedPeer reviewed
Science backed

Built on years of financial psychology research

The assessment draws on more than 15 years of peer reviewed financial psychology research, using measures tested in published scientific studies.

Questions

What companies ask before they start

Does my employer see my result?

No. Each employee sees only their own result. The company sees a combined report only, and no report is produced for any group under 10 people.

Start with your team’s assessment

Book a demo and we’ll show you how the assessment, report and workshop work for your team.

Get in touch with Eddekhar

The Eddekhar team would love to hear from you

Have more questions or need help?

[email protected]